Terms and Conditions

Our terms and conditions was last updated on April 16 2025. If there will be any update, amendment, or changes to our Privacy Policy then these will be posted on this page

By using MiPay, you agree to these terms.

Creating an Account

  • You need an account to use some features.
  • When you register, make sure the information you provide is accurate and up-to-date.
  • You can delete your account at any time by following the app’s instructions.
  • MiPay can suspend your account if you break the rules.

Using MiPay Services

  • You need an account to use some features.
  • MiPay lets you pay for things like airtime, data, electricity, and cable TV subscriptions.

Using the MiPay App

  • MiPay grants you permission to use the app for personal, non-commercial purposes.
  • There are some things you can’t do with the app, such as copying its content or using it to build a competing service.
  • MiPay can change the app or stop offering it at any time.

Things You Can’t Do on MiPay

  • Use MiPay for illegal activities
  • Violate any laws or regulations
  • Impersonate someone else
  • Spread viruses or other harmful content
  • Modify or copy the MiPay app

MiPay Makes No Guarantees

  • MiPay provides the app “as is” and doesn’t guarantee it will work perfectly.
  • MiPay isn’t responsible for any problems that might arise from using the app.

Stopping Your Use of MiPay

  • These terms apply as long as you use MiPay.
  • MiPay can stop you from using the app if you break the rules.

Transaction Fees

  • You agree to pay transaction fees for using MiPay.
  • These fees include things like withdrawal fees and fees for using the MiPay virtual card.
  • MiPay will tell you the fees before you complete a transaction.
  • MiPay can change the fees at any time, but will let you know beforehand.

Keeping Up-to-Date

  • MiPay may change these terms occasionally.
  • MiPay will try to notify you of any significant changes.
  • Your continued use of MiPay after changes are made means you agree to the new terms.

Resolving Disputes (Arbitration)

  • This section explains how disputes with MiPay will be handled.
  • Arbitration is a process where a neutral third party resolves the dispute instead of a court..
  • You and MiPay agree to use arbitration for most disputes.
  • There are some exceptions, such as small claims court cases and certain intellectual property claims.

Confidentiality

  • Any arbitration proceedings will be confidential.

Contact Us

  • If you have any questions or concerns, you can contact MiPay by email, phone, or through the in-app chat support.